Author: PiyushK

Piyush is a portfolio management executive with 15 years of experience in digital transformation and strategic finance. He holds an MBA from IIM Kozhikode and specializes in personal finance strategy, investment fundamentals, and AI-driven financial tools. He writes about making financial concepts accessible and building sustainable wealth through technology and automation.

The Impact of India’s New Labor Laws 2026

December 30, 2025December 30, 2025 PiyushK No comments

It is December 30, 2025. If you haven’t checked your HR portal recently, you might want to log in. The “4 Labor Codes”—a massive policy […]

Personal Finance

How to Make a Budget for Beginners: A 30-Minute Guide

December 28, 2025December 28, 2025 PiyushK No comments

The Silent Erosion of Your Salary Let’s be brutally honest about your money. Most young Indian earners aren’t broke because they don’t earn enough; they […]

Personal Finance

New Credit Score updates you should know about in 2026

December 28, 2025December 28, 2025 PiyushK 1 comment

The most dangerous phrase in personal finance is “business as usual.” While retail inflation in India hovers around 6.21% (based on October 2024 data from […]

The cost of missing advance tax deadlines: On-time vs. late payment comparison

Advance Tax Payment 2026: When to Pay, How to Calculate, Complete Guide

December 27, 2025December 28, 2025 PiyushK 3 comments

The ₹10,000 Threshold That Costs You Monthly Every quarter, millions of Indians face a deceptively simple question: “Do I owe advance tax?” The answer hinges […]

Tax Planning

3 Aadhaar-PAN status outcomes in 30 seconds: Check your linking status instantly

How to Check Aadhaar-PAN Linking Status in 30 Seconds

December 27, 2025December 28, 2025 PiyushK 1 comment

The 30-Second Check That Could Save You ₹10,000 Worried your Aadhaar-PAN link failed? Wondering if you need to take action before the December 31, 2025 […]

Tax Planning

Link by Dec 31 vs. Miss deadline: Consequences comparison visual

How To Link PAN & Aadhaar Before Jan 1, 2026 (Step-by-Step)

December 27, 2025December 27, 2025 PiyushK 1 comment

Four Days Until Your Financial Life Changes On January 1, 2026—just four days from now—something potentially seismic happens to Indian taxpayers who haven’t linked their […]

Tax Planning

Comprehensive infographic guide to car insurance in India 2026

How to Choose Insurance for New & Used Cars in India

December 27, 2025December 27, 2025 PiyushK No comments

The Silent Cost Most Indian Car Owners Ignore Every single day, approximately 15 vehicles are stolen in India—that’s one every 96 minutes. Meanwhile, car accidents […]

Insurance Decoded

Investing Basics for Beginners in India 2026: Best Apps & Strategies for Wealth Creation

Complete Guide for Personal Finance Management in 2026

December 27, 2025December 27, 2025 PiyushK No comments

A Startling Reality About Indian Wealth Inflation in India currently sits at just 0.71% year-on-year—a 25-year low. Sound great? Here’s the troubling part: if you’re […]