2026 Budget Income Tax Relief: Zero Tax Up to ₹12 Lakh with Section 87A Rebate ₹60000 and Standard Deduction ₹75000 — 2026 Budget Income Tax Expectations - New Regime Offers Zero Tax Relief Up to ₹12 Lakh for Salaried Employees

Budget 2026 income tax expectations: Will new income tax regime bring relief?

January 15, 2026January 15, 2026 PiyushK No comments

Something strange is happening in the Indian economy right now. On one hand, the government’s official data says inflation has collapsed. As of December 2025, […]

Personal Finance

A young professional digital nomad working at a European cafe with a security shield icon, representing travel insurance protection in Europe — Peace of mind while traveling: Secure your European nomadic journey with the right insurance.

Best Travel Insurance for Digital Nomads in Europe (2026)

January 10, 2026January 11, 2026 PiyushK No comments

I’ll be honest with you: the glamorous Instagram version of being a digital nomad—sipping espresso at a Lisbon café while closing deals—doesn’t tell you the […]

Insurance Decoded

Financial advisor analyzing mutual fund tax harvesting strategy to reduce capital gains tax liability — A professional financial advisor analyzing a colorful investment portfolio dashboard showing mutual fund gains and tax charts. The advisor points to a downward-trending line with a "tax savings" label highlighted in green. Background shows soft, minimalist Indian office setting with warm lighting. Style: modern, accessible, non-stock photo aesthetic.

The Indian Investor’s Guide to Tax Harvesting & Wealth Growth

January 10, 2026January 10, 2026 PiyushK No comments

A Startling Statistic Imagine investing ₹10 lakhs in mutual funds for 15 years and watching it grow to ₹54.73 lakhs. That’s a ₹44.73 lakh gain. […]

Tax Planning

Featured image showing new income tax act 2025 coming into effect April 1 2026 with simplified compliance, new tax slabs, and tax year changes for India — The Income Tax Act 2025 will replace the 1961 law on April 1, 2026, introducing the biggest tax reform in over 60 years. Learn about simplified compliance, new tax slabs, and key changes every Indian taxpayer should know.

What You Need to Know About India’s New Income Tax Rules 2026

January 8, 2026January 8, 2026 PiyushK No comments

If you have been following the financial headlines, you know that the landscape of Indian taxation is shifting. With the Income Tax Act 2025 passed […]

Tax Planning

Investing for Indian beginners 2026 featured image showing investment steps, growth chart, and portfolio diversification strategies — Start your investment journey in 2026 with these 8 easy steps designed specifically for Indian beginners looking to build wealth through stocks, mutual funds, and other assets.

Investing in 2026: 8 Simple Steps for Indian Beginners

January 8, 2026January 8, 2026 PiyushK No comments

As we settle into 2026, the Nifty 50 is hovering around 26,178. If you are sitting on the sidelines, that number probably looks terrifying. You […]

Investing Basics

Infographic titled 'CAPITAL GAINS TAX & YOUR TAX SLAB: 2026 NEW RULES'. It visually compares the 'OLD REGIME' with 'INDEXATION BENEFIT' for assets like real estate, gold, and stocks, against the 'NEW REALITY' of 'FLAT 12.5% (NO INDEXATION)' and 'STCG 20% (Listed Equity)'. A confused person with a piggy bank is at the bottom. — The Big Tax Shift: This visual summarizes the major changes in India's capital gains tax rules, showing the move from indexation benefits to a flat tax rate system for many assets.

Capital Gains Tax & Your Tax Slab — How the New Rules Reshape Your 2026 Investments

January 5, 2026January 5, 2026 PiyushK No comments

Capital Gains Tax Calculator India · FY 2025–26 See how your income slab, LTCG at 12.5% and STCG interact. Adjust inputs to watch after-tax returns […]

Infographic showing a winding path titled 'Your 2026 Indian Investing Journey Map'. Steps include 'Start Here', 'Emergency Fund (3-6 Months Expenses)', 'Open Demat & Trading Account', 'Start SIP in Index Funds (NIFTY 50 / SENSEX)', and 'Stay Disciplined, Ignore Market Noise', leading to a gate labeled 'Financial Freedom'. — Your Path to Prosperity: This visual guide outlines the essential steps for a successful investing journey in India, from building an emergency fund to achieving financial freedom.

How to Start your Investing Journey in 2026 (Indian Edition)

January 5, 2026January 8, 2026 PiyushK No comments

Real Return Calculator See what your money is actually worth after Tax & Inflation. Investment Amount ₹1,00,000 Time Period (Years) 10 Years Expected Annual Return […]

Investing Basics

Cartoon infographic titled "Your 2026 Investing Journey Map" on explainitlikeim5.com. A winding, multi-colored path starts at the bottom left with a sign reading "Start Here" next to a piggy bank labeled "Emergency Fund." The path progresses past an icon of a robot labeled "Set Up Autopilot," a basket overflowing with logos labeled "Buy a Basket of Stocks (ETF)," and a person meditating with headphones labeled "Stay Calm & Ignore Noise." The journey ends at the top right at a large castle on a cloud labeled "Future Wealth & Freedom." — Your 2026 Roadmap: This visual guide outlines the essential steps for a successful investing journey. Start with a solid foundation (emergency fund), automate the process, buy diversified funds (ETFs), ignore short-term market noise, and aim for long-term freedom.

How to Start your Investing Journey in 2026 (US Edition)

January 5, 2026January 5, 2026 PiyushK No comments

The Cost of Waiting Calculator Monthly Investment ($) Expected Annual Return (%) Historical S&P 500 Avg: ~10% Years to Grow If you wait… 1 Year3 […]

Investing Basics

Infographic titled "Your 2026 FICO Score Strategy" with a central gauge showing a credit score range from Poor to Excellent. Five gears surround the gauge, each labeled with a credit factor and its percentage weight: Payment History (35%), Credit Utilization (30%), Credit Age (15%), Credit Mix (10%), and New Credit (10%). Arrows from the gears point to the gauge. A bar below reads "2026 Goal: 750+". — A visual guide to your 2026 FICO score strategy, showing how the five key credit factors influence your overall score.

How To Improve Your FICO (US) Credit Score Quickly: A 2026 Strategic Guide

January 2, 2026January 21, 2026 PiyushK No comments

The $100,000 Ghost in Your Bank Account Imagine walking into a high-end jewelry store in Mumbai today. You see 10 grams of 24K gold priced […]

Banking & Cards

The Ultimate Guide to FICO vs. CIBIL Scores (US & India)

January 2, 2026January 2, 2026 PiyushK No comments

In today’s globalized world, understanding how credit works in different countries is more than just financial knowledge—it’s a key skill. Whether you’re an Indian professional […]

Banking & Cards