Category: Banking & Cards

Decode credit cards, loans, and neobanks. We compare interest rates and hidden fees so you don’t have to.

Infographic titled "Your 2026 FICO Score Strategy" with a central gauge showing a credit score range from Poor to Excellent. Five gears surround the gauge, each labeled with a credit factor and its percentage weight: Payment History (35%), Credit Utilization (30%), Credit Age (15%), Credit Mix (10%), and New Credit (10%). Arrows from the gears point to the gauge. A bar below reads "2026 Goal: 750+". — A visual guide to your 2026 FICO score strategy, showing how the five key credit factors influence your overall score.

How To Improve Your FICO (US) Credit Score Quickly: A 2026 Strategic Guide

January 2, 2026January 21, 2026 PiyushK No comments

The $100,000 Ghost in Your Bank Account Imagine walking into a high-end jewelry store in Mumbai today. You see 10 grams of 24K gold priced […]

Banking & Cards

The Ultimate Guide to FICO vs. CIBIL Scores (US & India)

January 2, 2026January 2, 2026 PiyushK No comments

In today’s globalized world, understanding how credit works in different countries is more than just financial knowledge—it’s a key skill. Whether you’re an Indian professional […]

Banking & Cards

A high-quality, metaphorical illustration of a 'Financial Bridge' for a banking article

Banking – How To improve your CIBIL Credit Score (2026 Strategy)

January 2, 2026January 2, 2026 PiyushK No comments

In the winter of 2025, a peculiar thing happened in the Indian financial markets. While the Nifty 50 delivered a modest 10.71% return, gold prices […]

Banking & Cards

The Journey of an Inactive Account — A step-by-step journey of a bank account from being active to becoming an unclaimed deposit, and finally, how you can reclaim it using the RBI's UDGAM portal. Alt Text: Infographic flowchart showing four stages: Active Account, Inactive/Dormant Account (1-2 years), Unclaimed Deposit (10+ years transferred to DEA Fund), and Reclaim via UDGAM Portal. It highlights the process and the total unclaimed amount of over ₹42,000 Crore

Banking – New RBI Rules for Inactive Bank Accounts: Reclaim Your Money

January 2, 2026January 2, 2026 PiyushK No comments

Imagine walking down a busy street in Mumbai and seeing a mountain of cash taller than the Antilia building. Now, imagine that this mountain belongs […]

Banking & Cards

New Credit Score updates you should know about in 2026

December 28, 2025December 28, 2025 PiyushK 1 comment

The most dangerous phrase in personal finance is “business as usual.” While retail inflation in India hovers around 6.21% (based on October 2024 data from […]