A high-quality, metaphorical illustration of a 'Financial Bridge' for a banking article

Banking – How To improve your CIBIL Credit Score (2026 Strategy)

January 2, 2026January 2, 2026 PiyushK No comments

In the winter of 2025, a peculiar thing happened in the Indian financial markets. While the Nifty 50 delivered a modest 10.71% return, gold prices […]

Banking & Cards

The Journey of an Inactive Account — A step-by-step journey of a bank account from being active to becoming an unclaimed deposit, and finally, how you can reclaim it using the RBI's UDGAM portal. Alt Text: Infographic flowchart showing four stages: Active Account, Inactive/Dormant Account (1-2 years), Unclaimed Deposit (10+ years transferred to DEA Fund), and Reclaim via UDGAM Portal. It highlights the process and the total unclaimed amount of over ₹42,000 Crore

Banking – New RBI Rules for Inactive Bank Accounts: Reclaim Your Money

January 2, 2026January 2, 2026 PiyushK No comments

Imagine walking down a busy street in Mumbai and seeing a mountain of cash taller than the Antilia building. Now, imagine that this mountain belongs […]

Banking & Cards

How to Calculate Your ‘Freedom Number’: A Step-by-Step FIRE (Retirement) Guide for Indians

December 30, 2025December 31, 2025 PiyushK No comments

FIRE Retirement Planning: The Math Behind Escaping the 9-to-5 While Inflation Remains Tame Here’s a paradox that few investors notice: right now, in December 2025, […]

Retirement (FIRE)

Income Tax Act 2026 – Complete Guide for Indian Taxpayers

December 30, 2025January 8, 2026 PiyushK No comments

A Once-in-60-Years Shift in India’s Tax System Imagine receiving a letter that fundamentally changes how your government taxes you—but instead of fear, you feel relief. […]

Tax Planning

The Impact of India’s New Labor Laws 2026

December 30, 2025December 30, 2025 PiyushK No comments

It is December 30, 2025. If you haven’t checked your HR portal recently, you might want to log in. The “4 Labor Codes”—a massive policy […]

Personal Finance

How to Make a Budget for Beginners: A 30-Minute Guide

December 28, 2025December 28, 2025 PiyushK No comments

The Silent Erosion of Your Salary Let’s be brutally honest about your money. Most young Indian earners aren’t broke because they don’t earn enough; they […]

Personal Finance

New Credit Score updates you should know about in 2026

December 28, 2025December 28, 2025 PiyushK 1 comment

The most dangerous phrase in personal finance is “business as usual.” While retail inflation in India hovers around 6.21% (based on October 2024 data from […]

The cost of missing advance tax deadlines: On-time vs. late payment comparison

Advance Tax Payment 2026: When to Pay, How to Calculate, Complete Guide

December 27, 2025December 28, 2025 PiyushK 3 comments

The ₹10,000 Threshold That Costs You Monthly Every quarter, millions of Indians face a deceptively simple question: “Do I owe advance tax?” The answer hinges […]

Tax Planning

3 Aadhaar-PAN status outcomes in 30 seconds: Check your linking status instantly

How to Check Aadhaar-PAN Linking Status in 30 Seconds

December 27, 2025December 28, 2025 PiyushK 1 comment

The 30-Second Check That Could Save You ₹10,000 Worried your Aadhaar-PAN link failed? Wondering if you need to take action before the December 31, 2025 […]

Tax Planning

Link by Dec 31 vs. Miss deadline: Consequences comparison visual

How To Link PAN & Aadhaar Before Jan 1, 2026 (Step-by-Step)

December 27, 2025December 27, 2025 PiyushK 1 comment

Four Days Until Your Financial Life Changes On January 1, 2026—just four days from now—something potentially seismic happens to Indian taxpayers who haven’t linked their […]

Tax Planning