Infographic summarizing Dearness Allowance (DA) meaning, purpose, and inflation protection in India.

What is Dearness Allowance (DA)? Calculation, Taxability & Benefits Explained

Your Salary is “Alive” Most private sector salaries are static—you negotiate a number, and it stays there until your next appraisal. But if you work […]

Investing Basics for Beginners in India 2026: Best Apps & Strategies for Wealth Creation

Complete Guide for Personal Finance Management in 2026

December 27, 2025December 27, 2025 PiyushK No comments

A Startling Reality About Indian Wealth Inflation in India currently sits at just 0.71% year-on-year—a 25-year low. Sound great? Here’s the troubling part: if you’re […]

Investing Basics

US Investing for India INDMoney Vs Vested

INDmoney or Vested: Which is Better for US Investing (2026)?

December 26, 2025December 26, 2025 PiyushK 1 comment

Here is the uncomfortable truth about your savings in 2026: they are leaking value. If you hold your money in a standard SBI fixed deposit, […]

How to Invest in US Stock Market from India (2026 Guide)

December 26, 2025December 26, 2025 PiyushK 1 comment

Imagine buying a cup of coffee in Bengaluru. You pay in Rupees. But the beans might be imported, and the machine brewing it is likely […]

Indian investor considering US stock markets bridging the gap between India and Wall Street

Should You Invest in US Stock Markets? 2026 Guide for Indians

December 26, 2025December 26, 2025 PiyushK 1 comment

Imagine your investment portfolio is a cricket team. You have excellent local players (Indian stocks), but wouldn’t you want a few world-class international players to […]

Investing Basics

Investment options – Best Ways to Grow Wealth in 2026

December 26, 2025December 26, 2025 PiyushK No comments

The “Silent Thief” in Your Wallet Imagine you have a block of ice sitting on your kitchen table. Even if you don’t touch it, it […]

Investing Basics

Is Your Money Shrinking? Understanding the Rupee’s Fall in 2025

December 24, 2025December 24, 2025 PiyushK No comments

Imagine your money has a leak. Every day, a little bit of its value drips away, not because you spent it, but because its purchasing […]

Personal Finance

Visual comparison of old 60 NPS withdrawal rules

2026 NPS New Rule Alert: How to Withdraw Your Corpus Like a Salary (SLW Guide)

December 24, 2025January 21, 2026 PiyushK No comments

The “Pizza” Problem: Why the Old NPS Rule Was Broken Imagine you have ordered a massive 12-inch pizza (your retirement savings) for dinner. Under the […]

Investing Basics

Gemini Generated Image f1ugiyf1ugiyf1ug scaled

How to Get Tax-Free Monthly Salary from Mutual Funds (SWP)

December 23, 2025January 21, 2026 PiyushK 5 comments

SWP Calculator with Inflation Adjustment & Tax Optimization Calculate tax-free monthly income from mutual funds with inflation-adjusted withdrawals Total Investment Amount (₹) Your initial mutual […]